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This metadata is transmitted to the payment server and to the centralised facilitator API before any on-chain settlement occurs; neither party is typically bound by a data processing agreement. We present presidio-hardened-x402, the first open-source middleware that intercepts x402 payment requests before transmission to detect and redact personally identifiable information (PII), enforce declarative spending policies, and block duplicate replay attempts. To evaluate the PII filter, we construct a labeled synthetic corpus of 2,000 x402 metadata triples spanning seven use-case categories, and run a 42-configuration precision/recall sweep across two detection modes (regex, NLP) and five confidence thresholds. 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