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Existing methods often suffer from low efficiency, subjective judgment, and inconsistent analysis results. Meanwhile, large language models are constrained by noisy video inputs and insufficient legal domain knowledge. To address these issues, this work presents TrafficRAG, a multimodal retrieval-augmented framework for automated traffic accident analysis and report generation. Specifically, the proposed framework first adopts a vision-language model to produce structured textual descriptions of accident scenarios, which serve as accurate retrieval queries. Based on these textual queries, a hybrid retrieval strategy integrating BM25 sparse retrieval and dense embedding retrieval is employed to fetch relevant traffic regulations and similar historical cases. 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